Gap analysis on hospitalized health service utilization in floating population covered by different medical insurances: case study from Jiangsu Province, China

Jun 12, 2019International journal for equity in health

Differences in Hospital Care Use Among Migrant Workers with Various Medical Insurances in Jiangsu Province, China

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Abstract

The hospitalization rate of the with (MIUE) is 89.95%, significantly higher than those with other insurances and no insurance.

  • A 15.19% gap in hospitalization rates exists between those with MIUE and those with other medical insurances.
  • The hospitalization rate for the floating population without medical insurance is 67.57%, showing a 22.38% lower rate compared to those with MIUE.
  • 15.34% of individuals with MIUE incurred hospitalization expenses exceeding 1600 dollars, which is less than those with other insurances (16.19%) and no insurance (21.62%).
  • Significant differences in hospitalization medical expenses were observed among floating populations based on the type of medical insurance.
  • Basic medical insurance type is statistically significant in determining hospitalization status and reimbursement for in-hospital medical costs.
  • Social structure factors, including education and insurance status, influence whether individuals should be hospitalized but are not.

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Key numbers

15.19%
Hospitalization Rate Increase
vs. other medical insurances
15.34%
Hospitalization Expense Comparison
vs. other insurances and no insurance
90.54%
Reimbursement Ratio
Uninsured vs. participants

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What this is

  • This research analyzes hospitalized health service utilization (HHSU) among China's under different medical insurance types in Jiangsu Province.
  • It uses data from a national survey involving 12,000 individuals to assess disparities in hospitalization rates and expenses.
  • The findings aim to inform policies to enhance health service access for this demographic, which faces unique challenges.

Essence

  • Hospitalization rates vary significantly among floating populations based on their medical insurance type, with those covered by urban employee insurance experiencing the highest utilization.

Key takeaways

  • Hospitalization rates for floating populations with () reached 89.95%, compared to 74.76% for other insurances and 67.57% for those without insurance.
  • Hospitalization costs exceeding 1600 dollars were reported by 15.34% of participants, lower than 16.19% for other insurances and 21.62% for those without insurance.
  • Only 35.29% of participants reported reimbursement ratios over 75%, while 90.54% of those without insurance received less than 25% reimbursement.

Caveats

  • The study relies on data from 2014, which may not reflect current conditions or policies affecting the 's health service utilization.
  • The analysis is limited to Jiangsu Province, which may not generalize to other regions with different healthcare systems or dynamics.

Definitions

  • Floating population: Individuals working or living in an area for over a month without local residence registration.
  • Hukou: China's household registration system that restricts access to local services, including healthcare.
  • Medical Insurance of Urban Employee (MIUE): A type of health insurance for urban workers that provides higher reimbursement rates compared to other insurances.

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